We believe that personalized, long-term investment plans are essential to meeting to your goals. Our plans are designed for clients who want to build their wealth carefully over time.
Design, Build, Protect
While it is easy to get caught up in the state of the economy or the latest “hot” stock, we believe passionately that the way you invest should be aligned with where you are in your life…not with the short-term ups and downs of markets.
You should have a financial blueprint to help you manage your opportunities, needs, concerns and goals. We call this approach Evidence-based Investing and believe it makes good sense as you plan for both today and tomorrow.
There are three things to remember about how Evidence-based Investing can work for you and your family:
1. It focuses your investment portfolio on meeting your life goals.
It is an approach designed to help you manage towards your most important goals rather than to short-term market trends.
2. It is based on science and academic research.
It combines the latest discoveries in economics and investing with close to 90 years of market data and insights as well as in-depth studies of investor psychology and behavior.
3. It is a disciplined and structured approach.
It helps protect against the common behavioral mistakes that can compromise your long-term financial goals.
Find out how we help our clients Design, Build, and Protect their financial portfolios.
Wealth Advisory Process
One of the most important components of any successful advisory relationship is truly understanding who you are as a person. That is why we focus on what is most important to you, both financially and personally.
We look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.
As the Wealth Solution Graphic shows below, we can help you address a wide variety of goals in a number of key areas.
Once we have discovered and understand what is most important to you, we work together to develop and implement a plan to help get you there.
Because life is never static, we closely monitor your plan and make sure that it always reflects your situation. In addition, as financial markets go up and down, we help manage the level of risk in your portfolio through periodic rebalancing.
Discovery
One of the most important components of any successful advisery relationships truly understands who you are as a person. With our discovery process, we focus on what is most important to you, both financially and personally.
Together, we will define your definition of financial success and work with you to translate this into prioritized goals.
Analysis
In order for us to thoroughly understand you situation, we will take a comprehensive inventory of your current financial position, including strengths as well as any gaps or improvements.
We also analyze the effectiveness, composition and expenses of your existing profile. By analyzing specific items for action, we can make sure that your goals and financial situation are aligned.
Development
Based on the analysis, we can develop a long-term wealth plan focused on getting you from where you are today to where you want to be in the future.
Through this process, we will address any items that need clarification and make alterations based on any additional information.
Implementation
The next step is the implementation of your plan. In addition to creating your investment portfolio, we also work with a team of financial professionals to address all the non-investment action items we’ve identified.
You will receive an Investment Policy Statement, which documents what we have agreed to and assigns responsibility and accountability.
Monitoring
Your life is never static, and your plan should be as dynamic as you are. That is why our discovery process is ongoing, uncovering changes in your life and incorporating them into your overall plan, making adjustments as needed. We will monitor your plan closely and provide clear and concise reporting. Communication is key, and we will regularly check in with you to ensure your plan is reflective of your life.